Loan Products

Mortgage Products: Characteristics:  
  Easier
Qualification		 Loan Flexibility Rate Security Lower Equity/
Money Down		  
HARP 2.0 – NEW!

A refinance program designed to assist borrowers who have made their mortgage payments on time but whose home is worth less than what is owed on it.
15-Year Fixed Mortgage

The 15-year fixed loan product is secure & stable for the life of the loan. The shorter term (15 years) means you pay less interest over time.

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30-Year Fixed Mortgage

A traditional fixed-rate mortgage product that offers a stable monthly mortgage payment for the life of the loan.

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Adjustable Rate Mortgage (ARM)

ARM loans offer a lower interest rate for an initial period of time, usually 5 or 7 years.

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FHA Loan

FHA loans offer more flexible eligibility requirements for refinancing or purchasing a home.
Jumbo ARM Loans

For loan amounts between $417,050 and $1,500,000.
Jumbo Fixed-Rate Loans

For loan amounts between $417,050 and $1,500,000.
USDA

The USDA loan is available in many counties throughout the US. Eligibility requirements are more flexible than traditional loan products. No down payment is required for qualified borrowers.
VA Loan

VA loans are available to all past and present military personnel, whether you are buying or refinancing a home.